Find out what factors can affect the price of your policy. Health insurance gives you access to private healthcare, helping you get faster appointments and treatment than through the nhs What is private health insurance
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At its most basic, private health insurance pays out for private treatment if you fall ill
Generally speaking, health insurance is designed to pay for the private treatment of medical conditions that respond quickly to treatment (usually called 'acute' conditions.
It works alongside the nhs, and often gives you access to shorter wait times, a choice of location, and treatments only offered privately.