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Step is an online banking app for teens under the age of 18 who are too young for a traditional checking account
There are no monthly fees, overdraft fees or minimum balance requirements You can also make free atm withdrawals Each adult and teen receives their own debit card and banking account. Step is a banking app and secured spending card designed to teach teens financial literacy
Step itself is a financial tech company, not a bank But it does offer banking services through evolve bank and trust The company was founded in 2018 by cj macdonald and alexey kalinichenko. When teens create an account, they get access to a mobile app, a step account and a visa card
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The step card makes it easy to make purchases online or in stores
It even links to google pay. Step banking—and its secured credit card, the step card—is similar to many of my favorite debit cards for kids in that it not only allows kids to spend, but it acts as an educational tool that teaches kids how to use their money responsibly. Step is the safe and easy way to build credit history, even before you turn 18 Get a free fdic insured bank account & step visa card with no subscription fees.
Founders cj macdonald and alexey kalinichenko created step with the intention of serving teenagers who were just. Each time you use the card to make a purchase, step removes that amount from your step deposit account — kind of like a regular debit card Once a month, step uses your deposit account balance to pay off your card balance without any interest charges. Step is a new banking app that allows teens to save money, track spending, and build savings goals
With step, teens can easily create a budget and set up automatic transfers between accounts
Like a credit card, teens can use their step debit card to make purchases and earn rewards, such as crypto or cash back
