Geico has the cheapest car insurance for seniors drivers on average starting at $86 monthly for minimum liability coverage, 36% below the national average for senior citizens Weβve analyzed dozens of companies to find the best rates for drivers 60 and older. Full coverage rates for seniors average $184 monthly, making it the best option for seniors with vehicles woth more than $5,000
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While geico is the lowest cost auto insurance company nationally, state farm and nationwide.
Best auto insurance for retirees in 2025 (top 8 companies ranked) find the best auto insurance for retirees with geico, state farm, and allstate
Geico is our top pick with retiree discounts, affordable rates that average $42/mo for retiree drivers, and strong financial ratings Retiree car insurance is often more affordable due to retirees' decreased driving time. The best car insurance companies for seniors offer reasonable rates, superior customer satisfaction and key features like a guaranteed renewal program. Nationwide and travelers are the cheapest car insurance companies for senior drivers
Drivers over age 65 start to see increasing car insurance rates, but shopping around can save you a lot of money. With average monthly rates of just $77, nationwide provides the cheapest auto insurance for seniors Compare top insurance companies and explore senior auto insurance discounts. The best auto insurance for seniors features affordable rates and good customer support
See wallethub's picks for the best auto insurance for seniors.
The cheapest car insurance for seniors each car insurance company has its own formula for setting rates, so rates will vary from one company to the next Thatβs why shopping around is a must for seniors looking for cheap car insurance