Cd rates from online banks are commonly twice as high as the national average rates Right now, the best cd rate is 4.50% apy Cd ladders let you leverage high rates without locking.
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Opening a certificate of deposit (cd) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set. Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide.
