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The thrift savings plan (tsp) is a retirement savings and investment plan for federal employees and members of the uniformed services, including the ready reserve Remember that the amount you contribute and your investment allocation are the most important factors affecting the growth of your tsp account.

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It was established by congress in the federal employees’ retirement system act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. The information in this booklet will help you decide how to invest your account Forgot your account number or user id