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This is in contrast to the term lower middle class, which refers to the group at the opposite end of the middle class scale. Explore who qualifies as middle and upper middle class in america by income, net worth, and location, plus strategies to grow your wealth.

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For upper middle class, the estimate ranges between $500,000 and $2 million, depending on age and assets—data cited by analysts like financial samurai, who aggregate from federal reserve. San jose and irvine are among the cities in california with a higher middle class income range. Business what salary is considered ‘upper class’ in 2025