This coverage is simply a way to ensure a driver can best be prepared to handle the financial fallout of an accident in the event the other driver either has no insurance or not enough. This guide explains how uninsured and underinsured motorist coverage works in florida, when it applies, and how it can help accident victims secure the compensation they need. Florida residents are not required to purchase uninsured motorist coverage, but insurance companies are required to offer a minimum amount of uninsured motorist coverage.
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This type of insurance is meant to cover the costs that the responsible driver’s insurance would have paid if they had sufficient coverage.
Dive into the essentials of uninsured motorist coverage in florida
Learn how this vital insurance protects you on the roads of the sunshine state. Uninsured motorist (um) coverage in florida is a type of auto insurance that protects individuals from the financial consequences of accidents involving drivers who lack sufficient insurance Navigating um coverage specifics in florida in florida, every driver must have personal injury protection (pip) coverage, but that's where the mandatory part ends for some of the most critical protections This is especially true for uninsured motorist (um) coverage.
Florida law doesn’t make um coverage mandatory, but it’s highly recommended If you’ve added stacking uninsured motorist florida protection, your claim could recover substantially more This option allows you to multiply your coverage limits across multiple vehicles on your policy.
