We’re updating the credit scoring version you see on creditwise I received an alert saying my email was compromised due to a website breach Once you’re updated, you’ll see your fico® score 8 instead of your vantagescore® 3.0 credit score
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As a result, the score you see may change.
Just received an email from capitalone stating that in a few weeks they will moving from vantage score tu to fico 8 tu
Super excited to finally have free access to a fico from all 3 cras. Just received an email that says capital one's creditwise will soon be providing transunion fico score 8 instead of vantagescore 3.0. Ignore the vantagescore that creditwise gives you I can't tell you if aaoa (average age of accounts) is reported accurately, nor can i tell if you if utilization is spot on
Aaoa needs to include closed accounts, and utilization always needs to be rounded up and never down Credit karma drops the ball in both of those areas But like karma, the creditwise transunion report is good. Creditwise is the capital one spin on a tu vantagescore 3.0 model
Fico has different scoring models which can yield scores higher or lower depending on profile.
Dispute reason was that there was fraud on that account, which is true but that was 6 years ago. So i checked my credit wise and i got 2 alerts for ssn tracker alert, an additional address have been associated with your ssn Creditwise monitors credit header data from multiple bureaus and checks the names and addresses that are being used with your ssn the addresses that were report. Cap1 creditwise vs to fico change notice @firefox100 wrote
Late to the party, my credit wise is still showing old system and also transunion is taking for every to update wf attune balance Is credit wise up date every day do they pull data each day Pretty sure they soft pull whenever you go into creditwise.
