When you refinance your car loan, you may receive a lower interest rate and save money on payments Prequalify for an auto loan with at least three different lenders to ensure you get a competitive offer Bankrate reviewed and compared the best auto loan refinance rates.
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The average auto loan interest rate for new cars in the second quarter of 2025 was 6.80 percent, while the average used car loan interest rate was 11.45 percent. Qualified car buyers will find some of the lowest auto loan rates available at any car lender and a variety of terms to tailor a monthly payment that fits your budget. Review auto loan rates to starting narrowing down potential lenders You can also check out bankrate’s auto lender reviews and the better business bureau to narrow your list of potential lenders.
Stay up to date on current rate data with bankrate’s data center Get expert advice on auto loans Compare auto loan rates and discover how to save money on your next auto purchase or refinance.
