Here's why you should consider it. No, retired federal employees covered under the federal employees health benefits (fehb) program aren’t required to enroll in medicare Federal employees who are enrolled in the federal employees health benefits (fehb) program can keep their fehb program benefits in retirement if they meet the requirements to do so
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This column discusses these requirements.
Are federal employees better off with medicare or fehb in retirement
Yes, you can keep your existing health benefits coverage if you meet all of the following conditions You're enrolled in health care insurance under a federal plan when you retire Federal retirees face important decisions when it comes to managing their health insurance With the federal employees health benefits (fehb) program and medicare options on the table, the goal is to maximize coverage while minimizing costs.
Individuals who enroll in a health insurance plan through the fehb program receive a government contribution to their plan costs and can have their coverage continue into retirement. If you're retired and have medicare and group health plan (retiree) coverage from a former employer, generally medicare pays first for your health care bills, and your group health plan coverage pays second. Whether to enroll in part b or use fehb as primary coverage is a personal decision, based on your individual circumstances You should look at the costs and benefits of each insurance plan and make the choice that’s best for you.
Federal employees can maintain their health insurance after retiring through the federal employees health benefits (fehb) program
This continuation of coverage is not automatic, as eligibility hinges on meeting specific criteria established by the federal government.
