Read this complete 11 u.s.c A paragraph at the end of §1325 (a) removes the ability to pay less than the balance of purchase money security interest in vehicles incurred within 5 years (house version) or 3 years (senate version) before filing, or for anything else of value if incurred within 1 year before filing. Confirmation of plan on westlaw
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(1) the plan complies with the provisions of this chapter and with the other applicable provisions of this title
(2) any fee, charge, or amount required under chapter 123 of title 28, or by the plan, to be paid before confirmation, has been paid;